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Terms of Use

 

Last Modified: January 1, 2019

Acceptance of these Terms of Use
These terms of use are entered into by and between You and Univest Financial Corporation (including, for purposes of these Terms of Use, any subsidiaries and affiliates, as applicable) ("Univest", "we", “our” or "us"). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these "Terms of Use"), govern your access to and use of UNIVEST.NET and MEETGIRARD.COM, including any content, functionality, and services offered on or through UNIVEST.NET and MEETGIRARD.COM (collectively, our "Websites"), whether as a guest or a registered user.

Please read these Terms of Use carefully before you start to use any of our Websites. By using our Websites, you accept and agree to be bound and abide by these Terms of Use and our Online Privacy Policy, found at https://www.univest.net/online-privacy-policy, incorporated herein by reference. If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use our Websites.

Changes to these Terms of Use
We may revise and update these Terms of Use from time to time in our sole discretion. The date these Terms of Use were last revised is identified at the top of this page. All changes are effective immediately when we post them, and apply to all access to and use of our Websites thereafter.

Your continued use of our Websites following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.

Accessing Our Websites and Account Security
We reserve the right to withdraw or amend our Websites, and any service or material we provide on our Websites, in our sole discretion without notice. We will not be liable if for any reason all or any part of our Websites is unavailable at any time or for any period. From time to time, we may restrict access to some parts of our Websites, or our entire Websites, to users, including registered users.

You are responsible for:

  • Making all arrangements necessary for you to have access to our Websites.
  • Ensuring that all persons who access our Websites through your internet connection are aware of these Terms of Use and comply with them.

To access our Websites or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of our Websites that all of the information you provide on our Websites is correct, current and complete. You agree that all information you provide to register with our Websites or otherwise, including, but not limited to, through the use of any interactive features on our Websites, is governed by our Online Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Online Privacy Policy.

If you choose, or are provided with, a user name, password or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to our Websites or portions of them using your user name, password or other security information. You agree to notify us immediately of any unauthorized access to or use of your user name or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.

We have the right to disable any user name, password or other identifier, whether chosen by you or provided by us, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.

Intellectual Property Rights
Our Websites and their entire contents, features and functionality (including, but not limited to, all information, software, text, displays, images, video and audio, and the design, selection and arrangement thereof), are owned by Univest, its licensors or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret and other intellectual property or proprietary rights laws.

These Terms of Use permit you to use our Websites for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Websites, except as follows:

  • Your computer may temporarily store copies of such materials in RAM incidental to your accessing and viewing those materials.
  • You may store files that are automatically cached by your Web browser for display enhancement purposes.
  • You may print one copy of a reasonable number of pages of our Websites for your own personal, non-commercial use and not for further reproduction, publication or distribution.
  • If we provide desktop, mobile or other applications for download, you may download a single copy to your computer or mobile device solely for your own personal, non-commercial use, provided you agree to be bound by our end user license agreement for such applications.
  • If we provide social media features with certain content, you may take such actions as are enabled by such features.

You must not:

  • Modify copies of any materials from our Websites.
  • Use any illustrations, photographs, video or audio sequences or any graphics separately from the accompanying text.
  • Delete or alter any copyright, trademark or other proprietary rights notices from copies of materials from our Websites.

You must not access or use for any commercial purposes any part of our Websites or any services or materials available through our Websites.

If you print, copy, modify, download or otherwise use or provide any other person with access to any part of our Websites in breach of these Terms of Use, your right to use our Websites will cease immediately and you must, at our option, return or destroy any copies of the materials you have made. No right, title or interest in or to our Websites or any content on our Websites is transferred to you, and all rights not expressly granted are reserved by Univest. Any use of our Websites not expressly permitted by these Terms of Use is a breach of these Terms of Use and may violate copyright, trademark and other laws.

Trademarks
The Univest name, Univest logo and all related names, logos, product and service names, designs, and slogans are trademarks of Univest or its affiliates or licensors. You must not use such marks without the prior written permission of Univest. All other names, logos, product and service names, designs, and slogans on our Websites are the trademarks of their respective owners.

Prohibited Uses
You may use our Websites only for lawful purposes and in accordance with these Terms of Use. You agree not to use our Websites:

  • In any way that violates any applicable federal, state, local or international law or regulation (including, without limitation, any laws regarding the export of data or software to and from the United States or other countries).
  • For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise.
  • To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail", "chain letter" or "spam" or any other similar solicitation.
  • To impersonate or attempt to impersonate Univest, a Univest employee, another user or any other person or entity (including, without limitation, by using e-mail addresses or screen names associated with any of the foregoing).
  • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of our Websites, or which, as determined by us, may harm Univest or users of our Websites or expose them to liability.

Additionally, you agree not to:

  • Use our Websites in any manner that could disable, overburden, damage, or impair our Websites or interfere with any other party's use of our Websites, including their ability to engage in real time activities through our Websites.
  • Use any robot, spider or other automatic device, process or means to access our Websites for any purpose, including monitoring or copying any of the material on our Websites.
  • Use any manual process to monitor or copy any of the material on our Websites or for any other unauthorized purpose without our prior written consent.
  • Use any device, software, or routine that interferes with the proper working of our Websites.
  • Introduce any viruses, Trojan horses, worms, logic bombs, or other material which is malicious or technologically harmful.
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of our Websites, the servers on which our Websites are stored, or any server, computer or database connected to our Websites.
  • Attack our Websites via a denial-of-service attack or a distributed denial-of-service attack.
  • Otherwise attempt to interfere with the proper working of our Websites.

 

Reliance on Information Posted
The information presented on or through our Websites is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to our Websites, or by anyone who may be informed of any of its contents.

Our Websites may include content provided by third parties, including materials provided by other users, bloggers, and third-party licensors, syndicators, aggregators and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by Univest, are solely the opinions and the responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinion of Univest. We are not responsible, or liable to you or any third party, for the content or accuracy of any materials provided by any third parties.

Changes to Our Websites
We may update the content on our Websites from time to time, but their content is not necessarily complete or up-to-date. Any of the material on our Websites may be out of date at any given time, and we are under no obligation to update such material.

Information About You and Your Visits to our Websites
All information we collect on our Websites is subject to our Online Privacy Policy. By using our Websites, you consent to all actions taken by us with respect to your information in compliance with the Online Privacy Policy.

Links from Our Websites
If our Websites contain links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third party websites linked to our Websites, you do so entirely at your own risk and subject to the terms and conditions of use for such websites. The existence of any such links shall not constitute an endorsement by Univest of such third party websites, the contents of such websites, or the operators of such websites.

Geographic Restrictions
The owner of our Websites is based in the Commonwealth of Pennsylvania in the United States. We provide our Websites for use only by persons located in the United States. We make no claims that our Websites or any of their content are accessible or appropriate outside of the United States. Access to our Websites may not be legal by certain persons or in certain countries. If you access our Websites from outside the United States, you do so on your own initiative and are responsible for compliance with local laws. The products and services of Univest and affiliates and subsidiaries of Univest are available only in the United States.

Disclaimer of Warranties
You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or our Websites will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our sites for any reconstruction of any lost data. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF OUR WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH OUR WEBSITES OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON THEM, OR ON ANY WEBSITE LINKED TO THEM.

YOUR USE OF OUR WEBSITES, THEIR CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH OUR WEBSITES ARE AT YOUR OWN RISK. OUR WEBSITES, THEIR CONTENT AND ANY SERVICES OR ITEMS OBTAINED THROUGH OUR WEBSITES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER UNIVEST NOR ANY PERSON ASSOCIATED WITH UNIVEST MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY OR AVAILABILITY OF OUR WEBSITES. WITHOUT LIMITING THE FOREGOING, NEITHER UNIVEST NOR ANYONE ASSOCIATED WITH UNIVEST REPRESENTS OR WARRANTS THAT OUR WEBSITES, THEIR CONTENT OR ANY SERVICES OR ITEMS OBTAINED THROUGH OUR WEBSITES WILL BE ACCURATE, RELIABLE, ERROR-FREE OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR WEBSITES OR THE SERVERS THAT MAKES THEM AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR THAT OUR WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH OUR WEBSITES WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

TO THE FULLEST EXTENT PROVIDED BY LAW, UNIVEST HEREBY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, AND FITNESS FOR PARTICULAR PURPOSE.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Limitation on Liability
TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL UNIVEST, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, OUR WEBSITES, ANY WEBSITES LINKED TO THEM, ANY CONTENT ON OUR WEBSITES OR SUCH OTHER WEBSITES OR ANY SERVICES OR ITEMS OBTAINED THROUGH OUR WEBSITES OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING, BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

THE FOREGOING DOES NOT AFFECT ANY LIABILITY WHICH CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

Indemnification
You agree to defend, indemnify and hold harmless Univest, its affiliates, licensors and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms of Use or your use of our Websites, including, but not limited to, any use of our Websites' content, services and products other than as expressly authorized in these Terms of Use or your use of any information obtained from our Websites.

Governing Law and Jurisdiction
All matters relating to our Websites and these Terms of Use and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the Commonwealth of Pennsylvania without giving effect to any choice or conflict of law provision or rule (whether the Commonwealth of Pennsylvania or any other jurisdiction).

Disputes arising from the use of our Websites shall be exclusively subject to the jurisdiction of any federal or state court for the Eastern District of Pennsylvania or the county of Montgomery. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Waiver and Severability
No waiver of by Univest of any term or condition set forth in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Univest to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of these Terms of Use will continue in full force and effect.

Entire Agreement
These Terms of Use and our Online Privacy Policy constitute the sole and entire agreement between you and Univest Financial Corporation and its subsidiaries and affiliates with respect to our Websites and supersede all prior and contemporaneous understandings, agreements, representations and warranties, both written and oral, with respect to our Websites.

Service Contact
You may contact Univest by E-mail link to customersupport@univest.net or by phone at 877.723.5571 or by mail to 14 North Main Street, P.O. Box 197, Souderton, PA 18964, Attention: Service Center with questions or problems with our Websites.

 
 
 
 
 
 
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