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pay down balances. rewards.


We are excited to partner with Saint Joseph's University, bringing the SJU Alumni network a special Univest Visa Credit Card offer. With a variety of benefits, choosing the right card is easier than ever. We have credit card options that will suit your needs, plus you can show off your school spirit.

No matter which card you choose, you'll enjoy important features like:
  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience
  • Exclusive SJU card design
  • Plus much more!



Pay Down Balances.

  • Pay down your other credit card balances faster with a great low introductory rate for an extended time
  • Save on interest
  • Non-Rewards
Learn More or Apply

1.5x Unlimited Rewards

  • Earn 1.5 points monthly for every $1 you spend on eligible net purchases (equal to 1.5% cash back)1
  • No cap or limit on the number of points you can earn, and you have five years to redeem for rewards2
  • 2,500 bonus rewards points awarded after first purchase3
Learn More or Apply

Univest: financial solutions for your life-

We all have hopes and dreams. Goals for the future too – where we’re going in life, and how to get there. Buying a home … or a dream house. School graduations. Fun vacations. Maintaining your lifestyle as you get older. Creating memories that take on a life of their own.

Wherever you are in life — or want to be — bank here to get there.

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questions? contact us today!

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1)You will earn 1.5 Reward Points for each dollar of eligible Net Purchases made with your Account within a billing cycle (equal to 1.5% cash back).
2)The Elan Rewards Program is subject to change. Rewards are earned on eligible net purchases. Net purchases are purchases minus credits and returns. Not all transactions are eligible to earn rewards, such as Advances, Balance Transfers and Convenience Checks. Upon approval, see your Cardmember Agreement for details. You may not redeem Points, and you will immediately lose all of your Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death).
3) Rewards points can be redeemed as a cash deposit to a checking or savings account with this Financial Institution only within seven business days or as a statement credit to your credit card account within one to two billing cycles. First purchase bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances. Monthly net purchase bonus points will be applied each billing cycle.
The creditor and issuer of these Cards is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
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