All mortgage loans are subject to credit approval and property appraisal.

All mortgage loans are subject to credit approval and property appraisal.

All mortgage loans are subject to credit approval and property appraisal.

All mortgage loans are subject to credit approval and property appraisal.

SAVE UP TO $675 OFF CLOSING COSTS & FEES^{^}

on a home equity loan or line of credit.

*New home equity term loans of $25,000 or more and new home equity line of credit applicants that take an initial draw of the lesser of $25,000 or 50% of their line at closing, will receive a credit toward closing costs and fees based on eligible loan tiers:  • Amounts from $5,000 to $150,000 will receive a credit up to $250  • Amounts from $150,001 to $250,000 will receive a credit up to $525  • Amounts from $250,001 to $350,000 will receive a credit up to $675 

Loan and offer are subject to approval. If closing costs and fees are less than the eligible credit amount, the actual costs will be applied. If closing costs and fees exceed the eligible credit amount, the balance of the closing costs and fees will be paid by the loan recipient(s). Offer is only valid on new home equity term loan and line of credit applications. Offer does not apply to refinances on existing Univest home equity loans, cannot be combined with any other offer and is subject to change without notice.  

All loan applications are subject to approval. Interest rates vary based on credit score and other credit criteria, including loan to value for home-secured loan requests.

1. Varies by property type.
2. Fixed-rate loan option applies to a home equity line of credit with a minimum outstanding balance of $5,000 and allows for a maximum of three (3) interest rate locks during the 10-year variable rate draw period with a $100 fee per lock.
3. Loan sizes in excess of $250,000 require Univest to be in 1st lien position.
4. The Home Equity Line of Credit has a variable annual percentage rate (APR) for the first 120-month (10-year) draw period with interest-only payments. The APR is based on the Prime Rate published in The Wall Street Journal, plus a margin. The current Prime Rate is 4.00% as of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The actual interest rate and terms may change at any time before or after account opening. At the expiration of the 120-month (10-year) draw period the balance will convert to a 180-month (15-year) fixed principal and interest payment at a rate in effect at that time.