Skip Navigation PDFs require Adobe Acrobat Reader to view, download Adobe® Acrobat Reader.
young couple viewing a house with a realtor

Bridge & Swing Mortgage Loans

Personal Banking

While most homeowners try to time the purchase of a new home with the sale of their current home, things don’t always go according to plan. You can’t control timing, but you can keep your purchase plans on track with a swing loan from Univest.

what is a swing loan?

A swing loan, also known as a bridge loan, is a short-term, temporary solution that secures funds for a down payment on a new home using the equity in your current home, prior to its sale.

benefits of a Univest swing loan

  • Combined Loan to Value (CLTV) up to 80%
  • Loan amounts up to $350,000
  • Interest-only payments
  • No title insurance for loan amounts less than $250,000

eligibility requirements

  • Minimum credit score of 640
  • Current home must be listed for sale

types of properties that qualify for a swing loan

  • Primary residences
    • Swing loans can be in first or second lien position

contact us

There was an error submitting the form

Thank you for your submission.

to the