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realtor handing keys to new homeowners

First-Time Homebuyers

Banking for Individuals

You are about to take a big step. Buying your first home is one of the most important purchases you will make in life. As a long-term investment that will have significant impact on your financial future, it is crucial to have an understanding of the home-buying process. While buying a home is exciting, the process can seem complex and intimidating, but you are not alone. Our home loan consultants are here to help guide you through the mortgage process and make that big step seem, well, just a little bit more manageable.


Follow these basic steps so you can feel confident before making any major financial decisions.

  1. Determine how much home you can afford
  2. Find a real estate agent
  3. Shop for a home
  4. Make an offer
  5. Understand your loan options
  6. Apply for a loan

Make your dreams of homeownership a reality.

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