Mobile Deposit: Frequently Asked Questions
- Is there a fee to use mobile deposit?
No, mobile deposit is free.
- Are there any limitations with using mobile deposit?
Yes, consumers can only deposit checks into their personal Univest checking or savings account(s) and are limited to 30 checks per day totaling $5,000 with a monthly maximum of 50 checks totaling $10,000. Businesses have the ability to deposit checks into their Univest checking account(s) only and are limited to 30 checks per day totaling $7,500 with a monthly maximum of 50 checks totaling $25,000.
- When I do a mobile deposit, why doesn’t it automatically take a picture?
The auto capture feature is not currently available, but we are actively working on offering this as soon as possible. When taking pictures of a check, make sure you're in a well-lit area and the check is placed on a darker surface for contrast.
Univest does not charge a fee for mobile banking, however, connectivity and usage rates may apply. Contact your wireless service provider for more details.
Mobile deposit is free and requires an Android smartphone or iPhone (iPhone version 4 or higher), the Univest Android/iPhone Mobile Banking App and Mobile Deposit activation (some restrictions may apply). Deposited checks must be kept in the customer's possession for a minimum of 90 days before being destroyed. Personal Accounts: May submit up to 30 checks per day totaling $5,000 with a monthly maximum of 50 checks totaling $10,000 for deposit into their Univest checking or savings accounts. Business Accounts: May submit up to 30 checks per day totaling $7,500 with a monthly maximum of 50 checks totaling $25,000 for deposit into their Univest checking account.
