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older couple looking over open land

Lot and Land Loans for that Perfect Plot of Land

Banking for Individuals

found land for your dream home?

WE HAVE THE SOLUTION


Financing land can sometimes be a challenge. If you’re looking for a spot to build your dream home, Univest can help you finance the perfect lot. With a Univest Lot Loan you can purchase the property now and build later.


Our lot loans offer the following features:

  • Vacant land (residential only)
  • Must build home on land within 2 years
  • 2-year term with a 15-year amortization
  • Purchase only (no refinance)
  • Unique property lending:
    • Primary residence
    • Secondary homes
  • Maximum loan amount is $250,000
  • Type of housing:
    • 1-2 units
    • Modular pre-cut/panelized housing
  • Down payments and requirements
    • 25% down for primary residence including 1-2 units
    • 30% down for second home including 1 unit

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