Lot and Land Loans for that Perfect Plot of Land

found land for your dream home?

WE HAVE THE SOLUTION

Financing land can sometimes be a challenge. If you’re looking for a spot to build your dream home, Univest can help you finance the perfect lot. With a Univest Lot Loan you can purchase the property now and build later.

Our lot loans offer the following features:

• Vacant land (residential only)
• Must build home on land within 2 years
• 2-year term with a 15-year amortization
• Purchase only (no refinance)
• Unique property lending:
• Primary residence
• Secondary homes
• Maximum loan amount is $250,000
• Type of housing:
• 1-2 units
• Modular pre-cut/panelized housing
• Down payments and requirements
• 25% down for primary residence including 1-2 units
• 30% down for second home including 1 unit