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Jumbo Loan Features & Requirements

Personal Banking


bigger loans


When buying a big home you may need a big loan. Jumbo loans are designed to finance properties or homes whose values exceed the conforming loan limits ($484,350). Whether you’re looking to purchase a primary residence or a luxurious vacation home in Pennsylvania, New Jersey, Delaware, or Ohio, dream big and let Univest assist you with your financing needs. 

key features of a jumbo loan

  • Fixed rate loan
  • Loan amounts:
    • Minimum loan amount $484,351
    • Maximum loan amount $3,000,000
  • Down payments and requirements:
    • 15% down with no mortgage insurance and minimum credit score of 740
    • 20% down with credit score of 700
  • Unique property lending:
    • Primary and secondary homes
    • Vacation homes
    • Investment properties
  • Competitive rates
  • Waiver of tax and hazard insurance escrows allowed

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