Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view, download Adobe® Acrobat Reader.
family excitedly running outside their home

Jumbo Loan Features & Requirements

Personal Banking

bigger loans


When buying a big home you may need a big loan. Jumbo loans are designed to finance properties or homes whose values exceed the conforming loan limits ($453,100). Whether you’re looking to purchase a primary residence or a luxurious vacation home, dream big and let Univest assist you with your financing needs. 

Key features of a jumbo loan:

  • Fixed rate loan
  • Loan amounts:
    • Minimum loan amount $453,100
    • Maximum loan amount $3,000,000
  • Down payments and requirements:
    • 15% down with no mortgage insurance and minimum credit score of 740
    • 20% down with credit score of 700
  • Unique property lending:
    • Primary and secondary homes
    • Vacation homes
    • Investment properties
  • Competitive rates
  • Waiver of tax and hazard insurance escrows allowed

contact us

There was an error submitting the form

Thank you for your submission.

apply now

Get pre-qualified

Meet the team

You may also be interested in:

to the