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Conventional Mortgage Loans

Personal Banking

home sweet loan

Whether you’re purchasing a new home or refinancing your current home, a conventional mortgage is a great solution to accommodate your needs as it conforms to the guidelines established for the size of your loan while considering your financial situation.

Features of a conventional mortgage:

  • Fixed rate
  • Maximum loan amount of $726,200
  • Terms available up to 30 years
  • Up to 95% LTV (loan to value) with mortgage insurance for 1 unit primary residence
  • 97% financing available for 1 unit primary residence loans that meet certain parameters and credit criteria
  • Follow standard agency (Fannie Mae and Freddie Mac) underwriting requirements

Property types available to finance with a conventional mortgage:

Primary residences, second homes and investment properties

  • Single family homes
  • 1-4 Family properties
  • Condominiums
  • Modular homes

Get Pre-Qualified Today!

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