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CD and IRA Accounts and Rates

Banking for Individuals

safe, sound and

Retirement Approved

Offering fixed rates over a fixed amount of time, you can estimate your earnings making it easier to plan and reach your savings goals. Choose from a variety of CD and IRA options to help you get there.


CD Specials

 
Terms Interest Rate APY* Start Saving!
7 months 3.50% 3.56% Open Now
13 months 3.75% 3.82% Open Now
25 months 4.00% 4.08% Open Now
*Annual Percentage Yield (APY). Promotional APY applies to new consumer and business certificates of deposit and IRAs only. Consumer certificates of deposit are available to open online. IRAs and business certificates of deposit must be opened in a financial center. Required minimum balance of $500 to obtain advertised APY. Promotional offer is effective as of November 10, 2022 and is subject to change without notice. Penalty may be applied for early withdrawal. Withdrawal of interest reduces earnings.

IRAs vs. CDs

Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) both allow you to earn interest on money now that you’ll use in the future.

The difference between a CD and IRA:

  • IRA is a type of account that offers tax-deferred growth until you make regular withdraws or reach retirement age, depending on the type of IRA.
  • CD is a savings tool used to accumulate interest for a fixed amount of time.


standard CDs and IRAs

Our standard CD and IRA options are available to open at any Univest financial center. Find the financial center closest to you.

Click below for details on our standard CD and IRA options.


Please Scroll to the left to view the rest of the table
Certificates of Deposit
TERM INTEREST RATE APY1 OPEN TODAY
91 DAYS 0.05% 0.05% Open Now
26 WEEKS 0.10% 0.10% Open Now
9 MONTHS 0.20% 0.20% Open Now
12 MONTHS
 0.35% 0.35% Open Now
18 MONTHS 0.40% 0.40% Open Now
24 MONTHS 0.45% 0.45% Open Now
30 MONTHS 0.47% 0.47% Visit Us
36 MONTHS 0.50% 0.50% Visit Us
48 MONTHS 0.55% 0.55% Visit Us
60 MONTHS 0.65% 0.65% Open Now
72
MONTHS		 0.80% 0.80% Open Now
  1. Annual Percentage Yield (APY). Interest rates are accurate as of
    08/31/2018
    and are subject to change at any time. Penalty may be applied for early withdrawal. Withdrawal of interest reduces earnings. Required minimum balance of $500 to obtain APY.

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Individual Retirement Accounts
TERM INTEREST RATE APY 1 OPEN TODAY
91 DAYS 0.05% 0.05% Visit Us
26 WEEKS 0.10% 0.10% Visit Us
9 MONTHS 0.20% 0.20% Visit Us
12 MONTHS 0.35% 0.35% Visit Us
18 MONTHS 0.40% 0.40% Visit Us
24 MONTHS 0.45% 0.45% Visit Us
30 MONTHS 0.47% 0.47% Visit Us
36 MONTHS 0.50% 0.50% Visit Us
48 MONTHS 0.55% 0.55% Visit Us
60 MONTHS 0.65% 0.65% Visit Us
72 MONTHS 0.80% 0.80% Visit Us
  1. Annual Percentage Yield (APY). Interest rates are accurate as of
    08/31/2018
    and are subject to change at any time. Penalty may be applied for early withdrawal. Withdrawal of interest reduces earnings. Required minimum balance of $500 to obtain APY.





Looking for additional rates? Give us a call at 877.723.5571.

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