safe, sound and
Offering fixed rates over a fixed amount of time, you can estimate your earnings making it easier to plan and reach your savings goals. Choose from a variety of CD and IRA options to help you get there.
|Terms||Interest Rate||APY*||Start Saving!|
|7 months||3.50%||3.56%||Open Now|
|13 months||3.75%||3.82%||Open Now|
|25 months||4.00%||4.08%||Open Now|
|*Annual Percentage Yield (APY). Promotional APY applies to new consumer and business certificates of deposit and IRAs only. Consumer certificates of deposit are available to open online. IRAs and business certificates of deposit must be opened in a financial center. Required minimum balance of $500 to obtain advertised APY. Promotional offer is effective as of November 10, 2022 and is subject to change without notice. Penalty may be applied for early withdrawal. Withdrawal of interest reduces earnings.|
IRAs vs. CDs
Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) both allow you to earn interest on money now that you’ll use in the future.
The difference between a CD and IRA:
- IRA is a type of account that offers tax-deferred growth until you make regular withdraws or reach retirement age, depending on the type of IRA.
- CD is a savings tool used to accumulate interest for a fixed amount of time.
standard CDs and IRAs
Our standard CD and IRA options are available to open at any Univest financial center. Find the financial center closest to you.
Click below for details on our standard CD and IRA options.