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CD & IRA Accounts and Rates

Banking for Individuals

safe, sound and

RETIREMENT APPROVED

Offering fixed rates over a fixed amount of time, you can estimate your earnings making it easier to plan and reach your savings goals. Choose from a variety of CD and IRA options to help you get there.


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LIMITED-TIME CD OFFERS - OPEN ONLINE TODAY!
TERM INTEREST RATE APY1 MINIMUM TO OPEN GET STARTED!
7 MONTHS2 1.59% 1.60% $500 open now
13 MONTHS2 2.23% 2.25% $500 open now
25 MONTHS2 2.47% 2.50% $500 open now
59
MONTHS2
2.96% 3.00% $500 open now

Open any of our CD specials online or stop by your closest Univest financial center to take advantage of these great rates!



IRAs vs. CDs

Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) both allow you to earn interest on money now that you’ll use in the future.

The difference between a CD and IRA:

  • IRA is a type of account that offers tax-deferred growth until you make regular withdraws or reach retirement age, depending on the type of IRA.
  • CD is a savings tool used to accumulate interest for a fixed amount of time.


standard CDs and IRAs

Our standard CD and IRA options are available to open at any Univest financial center. Find the financial center closest to you.

Click below for details on our standard CD and IRA options.

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CDs
TERM INTEREST RATE APY1 MINIMUM TO OPEN
91 DAYS 0.05% 0.05% $500
26 WEEKS 0.10% 0.10% $500
18 MONTHS 0.55% 0.55% $500
30 MONTHS 0.85% 0.85% $500
36 MONTHS 1.09% 1.10% $500
48 MONTHS 1.14% 1.15% $500
72
MONTHS
1.29% 1.30% $500
  1. Annual Percentage Yield (APY). Interest rates are accurate as of
    08/31/2018
    and are subject to change at any time. Penalty may be applied for early withdrawal. Withdrawal of interest reduces earnings. (Customers can elect to have interest paid to them by check, added to their CD, or deposited into a Univest account. If they elect to receive the interest by check or deposit this would reduce earnings on the CD. Frequency of the interest payment depends on the CD balance amount.)

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IRAs
TERM INTEREST RATE APY 1 MINIMUM TO OPEN
91 DAYS 0.05% 0.05% $500
26 WEEKS 0.10% 0.10% $500
12 MONTHS 0.45% 0.45% $500
24 MONTHS 0.75% 0.75% $500
36 MONTHS 1.09% 1.10% $500
48 MONTHS 0.85% 0.85% $500
60 MONTHS 0.95% 0.95% $500
  1. Annual Percentage Yield (APY). Interest rates are accurate as of
    08/31/2018
    and are subject to change at any time. Penalty may be applied for early withdrawal. Withdrawal of interest reduces earnings.

 
 
 
 
Looking for additional rates? Give us a call at 877.723.5571.


  1. Annual Percentage Yield (APY). Interest rates are accurate as of
    08/31/2018
    and are subject to change at any time. Penalty may be applied for early withdrawal. Withdrawal of interest reduces earnings. (Customers can elect to have interest paid to them by check, added to their CD, or deposited into a Univest account. If they elect to receive the interest by check or deposit this would reduce earnings on the CD. Frequency of the interest payment depends on the CD balance amount.)
  2. Promotional APY applies to new certificates of deposit opened with funds coming from a source other than Univest Bank and Trust Co. or one of its affiliates. Promotional offer is subject to change without notice. Does not apply to IRAs or public funds certificates of deposit. At maturity, the 7 month term will renew to a 182-day term, the 13 month term will renew to a 12 month term, the 25 month term will renew to a 24 month term, and the 59 month term will renew to a 60 month term at the then-current rates.
 

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