safe, sound and
Offering fixed rates over a fixed amount of time, you can estimate your earnings making it easier to plan and reach your savings goals. Choose from a variety of CD and IRA options to help you get there.
IRAs vs. CDs
Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) both allow you to earn interest on money now that you’ll use in the future.
The difference between a CD and IRA:
- IRA is a type of account that offers tax-deferred growth until you make regular withdraws or reach retirement age, depending on the type of IRA.
- CD is a savings tool used to accumulate interest for a fixed amount of time.
standard CDs and IRAs
Our standard CD and IRA options are available to open at any Univest financial center. Find the financial center closest to you.
Click below for details on our standard CD and IRA options.
- Annual Percentage Yield (APY). Interest rates are accurate as of
08/31/2018and are subject to change at any time. Penalty may be applied for early withdrawal. Withdrawal of interest reduces earnings. (Customers can elect to have interest paid to them by check, added to their CD or IRA, or deposited into a Univest account. If they elect to receive the interest by check or deposit this would reduce earnings on the CD or IRA. Frequency of the interest payment depends on the CD or IRA term.)