Administration Delays Employer Mandate Until 2015

Kristen Dougherty, Senior Vice President, Sales Manager, Univest Insurance, Inc.

Kristen Dougherty A significant part of the Affordable Care Act (ACA) includes the employer mandate, which requires businesses with 50 or more employees to offer insurance to all employees working a minimum of 30 hours per week as of January 1, 2014, or pay a penalty. In addition, that coverage must be deemed "affordable and adequate coverage" as defined by the legislation. In July, the mandate was delayed until January 1, 2015. What does that mean for mid- to large-sized employers? Most important, it provides more time to plan for this significant change. Many employers may be offering insurance, but not necessarily to those in the 30-40 hour per week range as well as variable hour employees.

What Should Employers Plan to Do in 2014?

Despite the delay of the employer mandate, there are quite a few ACA provisions applicable now and beginning in 2014.

With so many changes that have already occurred and more due to take place in the near future, you need a trusted advisor. Call Univest Insurance to speak with a benefits consultant today, 800-220-3077. You can also sign up for our monthly Employee Benefits newsletter by emailing

Insurance products offered through Univest Insurance, Inc. are obligations of the issuing insurance companies, not obligations or deposits of or guaranteed by any bank and are not insured by the FDIC or any other agency of the United States.

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