Businesses and government agencies can select from lease terms ranging from 12 to 84 months. Our traditional lease structure is a more standardized process, and does not include deferment options (one payment upfront followed by your desired term for repayment) that may be found in some of our other lease programs.
90-DAY NO-PAY
If you’re looking for the ability to acquire assets today with no money down, this program is perfect. No payments are required for the first 90-days, upon which your desired term for repayment begins.
END OF TERM OPTIONS
$1 BUYOUT - The lessee assumes ownership of the equipment at the end of the lease term for one dollar. This popular option means at the end of the lease, your company owns the leased equipment outright.
PUT (10% PURCHASE UPON TERMINATION)
Businesses that utilize this option would take ownership of the equipment after paying a pre-determined amount (10% of the purchase prices at the end of the term). This desirable option takes away the uncertainty of a FMV (Fair Market Value) scale.
EFA (EQUIPMENT FINANCE AGREEMENT)
Lessees assume ownership of the asset right from the beginning of the loan, with no buyout options at term’s end.
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Leasing done through Univest Capital, Inc., a subsidiary of Univest Bank and Trust Co.
