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Commercial Mortgages and Real Estate Loans

Commercial Banking

commercial mortgage

Finance the acquisition or improvement of a commercial property or refinance an existing commercial mortgage loan.

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We offer the following owner-occupied commercial mortgage loan terms for individuals, companies, corporations or not-for-profit organizations:
  • Long-term financing secured by lien on the property
  • Competitive fixed-rate loan options
  • Loan terms typically between 5 – 10 years
  • Monthly principal plus interest payments based on an amortization of 25 years or less
We provide financing to a variety of business industries, including but not limited to:
  • Manufacturers
  • Wholesale/distribution
  • Retail
  • Service
  • Hospitality
  • Not-for-profit and religious organization
  • Professionals such as doctors, attorneys and accountants

Our team of experts will meet with you to discuss your financing needs and develop a customized commercial mortgage solution.

investment real estate loans

Real estate developers and investors can finance the purchase of a new building, refinance an existing loan, or fund the expansion, renovation or construction of an existing commercial property or undeveloped land.

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Univest offers the following real estate loans:
  • Commercial construction loans: Finance the construction or renovation of a building for development of commercial or residential investment properties.
  • Commercial investor-owned real estate loans: Fund the purchase of a non-owner occupied commercial property to renovate and sell or renovate and hold as an investment property for income. Properties can include but are not limited to: apartment buildings, industrial parks, retail shopping centers, leased properties, multi-family or multi-use properties.
  • Land development loans: Finance improvements on undeveloped land prior to building on the property. Improvements can include the placement of sewers, water pipes, utilities, streets and other infrastructure necessary for future development.
  • Residential tract development loans: Fund the acquisition of undeveloped land for site improvements and the construction of residential housing.
Loan terms, rates and amounts are tailored to your financing needs and collateral, but our general real estate loan terms include:
  • Terms from 2 – 10 years depending on your financing needs
  • Competitive variable and fixed-rate loan options for term loans
  • Monthly principal plus interest payments based on an amortization of 25 years or less

Contact one of our experienced real estate loan officers to help you start building your customized loan solution so you can take that next big step with your business.

Beneficial Ownership: Federal regulation requires most legal business entities to provide information about their beneficial owners when opening a new deposit or loan account with a financial institution. For additional information, please review the Beneficial Ownership FAQs.
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