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Commercial & Small Business Lines of Credit

Commercial Banking

line of credit

Get access to working capital funds when you need it to improve cash flow and help finance operating expenses. Loan amounts, rates and terms can be tailored based on your business and financing needs.

We provide financing to a variety of business industries within Pennsylvania and New Jersey, including but not limited to:

  • Manufacturers
  • Wholesale/distribution
  • Retail
  • Service
  • Hospitality
  • Not-for-profit and religious organizations
  • Professionals such as doctors, attorneys, and accountants
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Lines of credit provide businesses with flexibility:
  • Secured and unsecured options
  • Competitive variable interest rates

Speak with one of our relationship managers today to start building your customized line of credit.

How much line of credit will your business need?

Our team can help! Contact one of our relationship managers today to get started.

term loans

Finance short- or long-term expenses associated with the operations of your business such as equipment, working capital, expansion or other projects.

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While loan amounts and terms vary based on the loan purpose or collateral, we offer:
  • Competitive variable or fixed-rate loan options
  • Terms matched with the purpose and underlying collateral
  • Flexible and seasonal terms

You may also be interested in our equipment leasing solution.


Our team of experts will meet with you to discuss your individual business plans and develop a customized loan solution that meets your financing needs. 

business insights

Visit our Blog for business tips and advice from Univest experts.

Beneficial Ownership: Federal regulation requires most legal business entities to provide information about their beneficial owners when opening a new deposit or loan account with a financial institution. For additional information, please review the Beneficial Ownership FAQs.

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