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How to apply for a business loan checklist

Commercial Banking

application process


am i ready to apply for a loan? 

FOR SMALLER BUSINESSES OR START-UPS

If you are interested in applying for a loan, you may want to ask these simple questions to determine if you are ready: 

  1. How much money do I need to borrow?
  2. What do I plan to do with the loan proceeds?
  3. Is my company profitable?
  4. How many years have I been in business?
  5. What is my annual revenue?
  6. How is my personal credit? Do I pay my personal bills on time?


what do i need to apply? 

THE APPLICATION PROCESS AND DOCUMENTATION NEEDED VARIES 

We typically request the following documents: 

  1. Federal income tax returns (last 3 years of business and personal)
  2. Accountant prepared financial statements (business and personal)
  3. Year-to-date financials
  4. Business plan (for start-ups or expansion)
  5. Projections (for start-ups or expansion)
  6. Additional financials as determined

The approval process varies based on the loan request. For loan amounts under $150,000 we offer same day approval.
To apply for a loan, simply fill out the contact form on this page and we will connect you with one our experienced relationship managers.

available loans


Ready to apply? Contact a relationship manager to get started today.

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