Business Loan Application Checklist

am i ready to apply for a loan? 

FOR SMALLER BUSINESSES OR START-UPS

If you are interested in applying for a loan, you may want to ask these simple questions to determine if you are ready: 

1. How much money do I need to borrow?
2. What do I plan to do with the loan proceeds?
3. Is my company profitable?
4. How many years have I been in business?
5. What is my annual revenue?
6. How is my personal credit? Do I pay my personal bills on time?
   

what do i need to apply? 

THE APPLICATION PROCESS AND DOCUMENTATION NEEDED VARIES 

We typically request the following documents: 

1. Federal income tax returns (last 3 years of business and personal)
2. Accountant prepared financial statements (business and personal)
3. Year-to-date financials
4. Business plan (for start-ups or expansion)
5. Projections (for start-ups or expansion)
6. Additional financials as determined
   

available loans

• Commercial Loans & Lines  
• Commercial Mortgage
• Investment Real Estate  
• Specialty Loans
• Equipment Leasing  
• SBA Lending

Ready to apply? Contact a relationship manager to get started today.

Beneficial Ownership: Federal regulation requires most legal business entities to provide information about their beneficial owners when opening a new deposit or loan account with a financial institution. For additional information, please review the Beneficial Ownership FAQs.