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Insurance for Distributors and Wholesalers

Insurance for Businesses


The wholesaler and distributor industry has a myriad of hazards that can lead to distractions and take the focus away from accomplishing key business objectives. Severe weather can destroy property, fuel prices and interest rates can impact financing and expenses, and interruptions in the supply chain can wreak havoc on your ability to pay bills and meet payroll obligations.

We can help prepare you to effectively manage your business risk by first understanding your challenges then offering proactive solutions tailored to meet your needs, regardless of your specialty.


We proudly serve a variety of clients in the wholesaler and distributor industry, including but not limited to the following specialties:

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Food & Beverage

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Electrical & Mechanical
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Industrial, Construction, Farm & Garden
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Industrial Supplies & Construction Materials

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Plumbing & Heating
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Home Furnishings, Office Equipment & Supplies

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Medical Equipment

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Consumer Electronics & Appliances
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Alcohol & Tobacco
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We have capabilities to provide an insurance portfolio for your entire program, including the following coverages that may be unique to the wholesaler and distributor industry:

  • Property Insurance
  • Business Interruption
  • Motor Truck Cargo & Transit
  • Product Recall & Product Liability
  • Spoilage Coverage
  • Manufacturers Selling Price & Peak Season Endorsements
  • International Liability
  • Cyber Liability
  • Employment Practices Liability
  • Contingent Business Interruption Coverage
  • Crime

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Insurance products are offered through Univest Insurance, LLC. and are obligations of the issuing insurance companies, are not obligations or deposits of or guaranteed by any bank and are not insured by the FDIC or any other agency of the United States. Insurance products are not a condition to any bank loan, product or service. Univest Insurance, LLC. is a licensed subsidiary of Univest Financial Corporation.

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