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April 2019: NJ Insurance Updates

Business Insurance


NJ Temporary Disability & Family Leave Insurance Updates

The New Jersey Senate & Assembly recently passed legislation that dramatically changes New Jersey's Temporary Disability Benefits (TBD) and Family Leave Insurance (FLI).

Changes Occurring This Year

These changes will make it easier to replace State Fund cases with private carriers.
  • Removal of 51% employee signature consent  requirement when moving to private plan.
  • Electronic employer and employee signatures allowed (currently has to be original, wet signatures).

Changes to Take Effective July 1, 2020

TDB Increases
  • Benefit from 2/3 to 85% of avg weekly wages.
  • Max benefit from 53% ($650) to 70% of state average weekly wage (about $860).
  • Partial disability benefits will be payable.
FLB Increases
  • Max benefit period from 6 to 12 weeks.
  • Intermittent from 42 to 56 days.
  • Expands family member eligibility.
  • 7 day Elimination  period eliminated.



Additional articles from the March 2019 edition of the Univest Employee Benefits Newsletter:

  1. DOL Increases Civil Penalty Amounts for 2019
  2. Retaliation Claims Are Up. Are You Prepared?
  3. Workplace Wellness is About More Than Just Physical Health
  4. Managing the Excuse-Makers

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