Complex Health Benefits Can Hinder Employee Success
Health care is rarely straightforward for the average consumer. Many individuals need help making sense of their options both during open enrollment and when receiving health services. In fact, 8 out of 10 people said they faced challenges when receiving care, according to a recent study from Quantum Health.
According to the study, the vast majority of consumers have reported facing hurdles in the past two years when receiving care. These challenges include issues understanding coverage levels, locating providers and navigating the insurance claims process. Issues like these were compounded for individuals with chronic conditions—90% of whom said they faced additional challenges, such as making sense of diagnoses or test results.
Employers spend a lot of time tailoring their health benefits to ensure they meet the needs of their employees. But, if only half of those employees can effectively use such benefits—let alone understand them—then employers may need to refocus their efforts. One of the best ways to help reduce employee confusion and maximize benefits value is through education.
Reach out to discuss a benefits communication plan and secure health literacy resources for your employees.
Additional articles from the November 2021 edition of the Univest Employee Benefits Newsletter:
- What the Biden Vaccine Mandate Means for Employers
- Impact of the HIPAA Privacy Rule on COVID-19 Vaccine Inquiries
- Preventing Sexual Harassment in the Workplace
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