Small Business Money Market Accounts

Our savings options provide easy and convenient ways for businesses and not-for-profit organizations to handle investable funds.

Primary Online Business Savings

Want to earn real interest on your business deposits? Online Business Savings accounts are perfect for small businesses and non-profits. When you open a business savings account, your business will earn a great rate on its business funds. Univest also recommends opening a Univest Primary Business Checking account so that your funds can be easily and quickly moved between your business savings and checking accounts.

0.30% annual percentage yield (APY) effective September 07, 2011
0.30% interest rate effective September 07, 2011
Checking and savings products are variable rate accounts, which means that the interest rate and APY may change at any time after the account is opened. Fees could reduce the earnings on these accounts. Rates are accurate as of February 07, 2012 and are subject to change at any time. The rates listed are for new accounts and can be opened online or at any of our convenient locations.
Interest is compounded daily and credited monthly to your business savings account online
$2,000.00 is required to earn the 0.30% APY on Univest business savings accounts. If balance drops below the $2,000.00 threshold, no fees will be incurred, but the account will earn 0.20% APY and 0.20% interest.
$1.00 is the minimum balance required to earn interest.
There are no monthly fees associated with this account.
There are no fees related to a minimum balance requirement.
200 free items per monthly statement cycle (Items include deposit tickets, checks deposited and ACH debits); $.50 for each item over 200
Online Banking and Anytime Online Funds Transfers to other banks are FREE for your business, saving you online charges and fees
Six (6) withdrawals or transfers to another account of yours or to a third party by means of check, draft, and debit card (including online or telephone transfers) per statement cycle.
Looking for an online personal savings or online personal checking account?

We invite you to discover the difference a OneOnOne^SM business banking relationship can make for you and your business. To learn more, or to speak with your OneOnOne^SM business banker, email, call 1.877.723.5571 or visit any one of our convenient Financial Service Centers located throughout Bucks and Montgomery Counties.

Regular Business Money Market

A business money market account that pays a higher rate of interest, and still provides you with liquidity.

Maintain a minimum daily balance of $5,000 to avoid a $5 monthly service fee
Earn a tiered rate of interest on your deposits:
$0 – 4,999; $5,000 – 19,999, and $20,000+. There is a 5% reserve requirement.
$.15 per item (includes each check paid, each item deposited, and each deposit ticket processed)
Limited checkwriting availability
No early-withdrawal penalty, no limit or charge on the number of deposits or withdrawals you make in-person.
Six (6) withdrawals or transfers to another account of yours or to a third party by means of check, draft, and debit card (including online or telephone transfers) per statement cycle.

Relationship Money Market Account for Businesses

A business money market account that rewards you for your banking relationship with Univest by providing higher rates of interest than our standard money market accounts.

Must have a Business Checking Account to qualify for this product
Maintain a minimum daily balance of $5,000 to avoid a $5 monthly service fee
Earn a higher tiered rate of interest on your deposits: $0 – 19,999; $20,000 – 99,999; $100,000 – 499,999; $500,000 – 999,999; $1,000,000 and greater. There is a 5% reserve requirement.
$0.15 per item (includes each check paid, each item deposited, and each deposit ticket processed)
Limited checkwriting availability
No early-withdrawal penalty, no limit or charge on the number of deposits or withdrawals you make in-person
Six (6) withdrawals or transfers to another account of yours or to a third party by means of check, draft, and debit card (including online or telephone transfers) per statement cycle.