Wealth Management & Trust

Investment Management	•	Planning Services	•	Investment Scorecard
Foresight Newsletter	•	Foresight Newsletter Archive
Comprehensive Trust Services	•	Trust Reporter

Wealth Management

As your wealth grows, you may want to make sure you keep what you have earned over you life. Your goals might be to finance a well-deserved retirement, to give your grandchildren a start in life or to support a favorite charity. You may be looking for someone to manage your wealth for you, or perhaps you're interested in protecting your wealth and your heirs through trusts and estate planning strategies. Univest is the right choice for investors with more than $250,000 in investable assets. More...

Trust Services

While Univest Wealth Management advisors can help you plan for your future and manage your assets, the Univest Trust Group actually helps you carry out your plans. Trusts are legal entities that can help you avoid probate, reduce estate taxes and ensure that your heirs are cared for and your wishes are carried out. Univest trust officers will meet with you and your attorney to determine your goals and the types of trusts that can help you meet your goals. More...

To Top

Investment Management

Bulls. Bears. Small cap, mid cap, large cap. Growth stocks. Value stocks. And when are bonds a good idea? With access to so much information, how do you make sense of it all and make wise investments?

Univest's team of experienced advisors can help you understand the investment landscape -- and the most important rule of investing, asset allocation. Did you know that most of your portfolio's performance can be traced to asset allocation—which sectors of the economy you're participating in and in what percentages—rather than the performance of any specific stocks? Whether you're looking for high risk/high return or you're in the market for the long haul, your Univest advisor has the advice you want and access to leading securities, bonds and funds to help meet your goals.

Contact us today for a free no-obligation consultation. For more information or to speak to a Senior Financial Advisor, email, call 215.721.8356 or visit any one of our convenient Financial Service Centers located throughout Bucks and Montgomery Counties.

Investment products offered by Univest Bank and Trust Co.'s^SM Wealth Management and Trust Division and Univest Investments, Inc., member FINRA and SIPC, a licensed broker dealer and investment advisory subsidiary of Univest Corporation of Pennsylvania, are not insured by the FDIC or any federal government agency, are not a deposit or other obligation of or guaranteed by the depository institution, and are subject to risks, including the possible loss of principal amount invested.

To Top

Planning Services

Financial Planning

Financial planning requires a vision to help you define your financial goals, discipline to set forth a plan of action and diligence to maintain and improve it with time. Univest's Certified Financial Planners have the expertise necessary to help you approach your financial planning in an effective, successful manner. We also offer a comprehensive web-based financial planning service called . This service offers data aggregation, secure online document storage, investment and retirement planning as well as opportunity reports. Uwealth can also generate scenario plans to help you decide the best way to manage and maintain all your finances. Click here to log in.

Estate Planning

Estate planning is one of the most important and complex tasks you'll ever undertake. Estate planning is much more pleasant with a trusted advisor who is committed to your family's future security. A long-term relationship with a qualified advisor will go far in helping your family in the future. But estate planning is about more than money. Univest can help you with everything from crafting a will that anticipates and answers potential problems to addressing goals you have today for a charitable giving legacy tomorrow. With our integrated approach that includes investment management, insurance, planning and guidance, Univest is uniquely qualified to help you protect your family, preserve your assets and define your legacy.

College Planning

We understand how important a college education can be in helping you or a family member achieve goals. We also know paying for college may be one of the largest expenses you will encounter. Many families don't realize there are ways to reduce the costs associated with higher education. Univest has experts who can help you navigate through this very complicated financial process. More...

To Top

Comprehensive Trust Services

Living Trusts

A Living Trust turns over management of specific assets to the Univest Trust Department. Your Living Trust can be tailored to specific individual needs and investment objectives, just like an Investment Management Account. As trustee, the bank handles many time-consuming chores related to buying, selling and handling securities. A Living Trust is usually revocable -- that is, you can dissolve it at any time. However, you may wish your trust to continue beyond your lifetime as a source of income and support for one or more beneficiaries.

Testamentary Trusts

A testamentary trust is one that is created at your death, as directed by your will. A testamentary trust allows you to retain management of your assets during your lifetime while ensuring that they will be managed after your death by a neutral party, in accordance with your wishes and directives. If you are leaving assets to minor children, disabled children or others who don't have the capacity to manage money, you may wish to leave the money in trust through a testamentary trust.

Power Of Attorney

The Trust Department can act on your behalf, as your legal representative, through a document called a Power-of-Attorney. For example, if you travel frequently, you may wish to use a Power-of-Attorney to authorize the Trust Department to act on your behalf in your absence.

Irrevocable Trusts

When you place money into an irrevocable trust, you no longer control the property. Unlike a living trust, you can't dissolve an irrevocable trust. Why would anyone want to create an irrevocable trust? Because the trust becomes a separate taxable entity. A properly structured irrevocable life insurance trust (a trust funded by a life insurance policy) can avoid probate costs and fees and estate taxes on the insurance proceeds paid to the trust. Irrevocable trusts are also often used for specific planning purposes, such as paying for a child's education.

Guardianships

If you have minor children or dependents who are unable to make decisions for themselves, you can name the Univest Trust Department as legal guardian. Guardianships can be put into effect while you are still living or at your death.

Estate Planning

Contact us today for a free no-obligation consultation. For more information or to speak to a Trust Advisor, email, call 215.721.8356 or visit any one of our convenient Financial Service Centers located throughout Bucks and Montgomery Counties.

To Top

Foresight Newsletter Archive

To Top

Trust Reporter

Univest Trust Reporter is an online resource to provide you with a quick and easy way to access your trust account. You can view your Portfolio Summary, Investment Holdings, Transactions, and Tax Lot reports in both numerical and graphical format.

For more information or to enroll in Trust Reporter, email or call 215.721.8356.

To Top