| Savings Accounts | ||||
| Product | Rate |
APY*** |
Minimum To Open |
Effective Date |
| Anytime Online Savings | 0.60% |
0.60% |
$1.00 |
August 24, 2010 |
| Checking Accounts | ||||
| Product | Rate |
APY*** |
Minimum To Open |
Effective Date |
| Anytime Online Checking | 0.25% |
0.25% |
$100.00 |
April 03, 2009 |
| Money Market Accounts | ||||
| Product | Rate |
APY*** |
Minimum To Open |
Effective Date |
| 21st Century Money Market ($0 - $24,999) | 0.10% |
0.10% |
$1.00 |
August 24, 2010 |
| 21st Century Money Market ($25,000 - $39,999) | 0.30% |
0.30% |
$25,000.00 |
August 24, 2010 |
| 21st Century Money Market ($40,000 And Over) | 0.30% |
0.30% |
$40,000.00 |
August 24, 2010 |
| Certificates of Deposit (CD) - APY* Accurate As Of September 09, 2010 Penalty may be applied for early withdrawal. Withdrawal of interest reduces earnings. |
||||
| Term | Interest Rate | APY* | Min To Open | |
| 3D-CD - Apply Now | $500 | |||
| Year 1 | 0.65% | 0.65% | ||
| Year 2 | 1.00% | 1.00% | ||
| Year 3 | 1.49% | 1.50% | ||
| Overall APY for CD | 1.05% | |||
| 7 - 31 Days | 0.25% | 0.25% | $2,500 | |
| 91 Days | 0.30% | 0.30% | $500 | |
| 26 Weeks | 0.40% | 0.40% | $500 | |
| 9 Months | 0.50% | 0.50% | $500 | |
| 12 Months | 0.65% | 0.65% | $500 | |
| 18 Months | 0.85% | 0.85% | $500 | |
| 18 Month Fixed IRA | 0.85% | 0.85% | $5 | |
| 18 Month Float IRA | 0.65% | 0.65% | $5 | |
| 18 Month Flex | 0.60% | 0.60% | $500 | |
| 24 Months | 1.00% | 1.00% | $500 | |
| 30 Months | 1.19% | 1.20% | $500 | |
| 36 Months | 1.49% | 1.50% | $500 | |
| 48 Months | 1.73% | 1.75% | $500 | |
| 60 Months | 1.98% | 2.00% | $500 | |
| 72 Months | 2.23% | 2.25% | $500 | |
*** Annual Percentage Yield - Checking and savings products are variable rate accounts, which means that the interest rate and APY may change at any time after the account is opened. Fees could reduce the earnings on these accounts. Rates are accurate as of September 09, 2010 and are subject to change at any time. The rates listed are for new accounts and can be opened online or at any of our convenient locations.
