| Savings Accounts | ||||
| Product | Interest Rate |
APY*** |
Minimum To Open |
Effective Date |
| Anytime Online Savings | 0.25% |
0.25% |
$1.00 |
September 07, 2011 |
| Checking Accounts | ||||
| Product | Interest Rate |
APY*** |
Minimum To Open |
Effective Date |
| Anytime Online Checking | 0.10% |
0.10% |
$100.00 |
April 19, 2011 |
| Money Market Accounts | ||||
| Product | Interest Rate |
APY*** |
Minimum To Open |
Effective Date |
| 21st Century Money Market ($0 - $24,999) | 0.10% |
0.10% |
$1.00 |
August 24, 2010 |
| 21st Century Money Market ($25,000 - $39,999) | 0.20% |
0.20% |
$25,000.00 |
September 07, 2011 |
| 21st Century Money Market ($40,000 And Over) | 0.20% |
0.20% |
$40,000.00 |
September 07, 2011 |
*** Annual Percentage Yield - Checking and savings products are variable rate accounts, which means that the interest rate and APY may change at any time after the account is opened. Fees could reduce the earnings on these accounts. Rates are accurate as of February 04, 2012 and are subject to change at any time. The rates listed are for new accounts and can be opened online or at any of our convenient locations.
| Certificates of Deposit (CD) - APY**** Accurate As Of February 04, 2012 ****Annual Percentage Yield. Penalty may be applied for early withdrawal. Withdrawal of interest reduces earnings. |
||||
| Term | Interest Rate | APY**** | Min To Open | |
| 3D-CD - Apply Now | $500 | |||
| Year 1 | 0.35% | 0.35% | ||
| Year 2 | 0.60% | 0.60% | ||
| Year 3 | 1.00% | 1.00% | ||
| Overall APY for CD | 0.65% | |||
| 7 - 31 Days | 0.05% | 0.05% | $2,500 | |
| 91 Days | 0.05% | 0.05% | $500 | |
| 26 Weeks | 0.15% | 0.15% | $500 | |
| 9 Months | 0.25% | 0.25% | $500 | |
| 12 Months | 0.35% | 0.35% | $500 | |
| 18 Months | 0.45% | 0.45% | $500 | |
| 18 Month Fixed IRA | 0.45% | 0.45% | $5 | |
| 18 Month Float IRA | 0.25% | 0.25% | $5 | |
| 18 Month Flex | 0.20% | 0.20% | $500 | |
| 24 Months | 0.60% | 0.60% | $500 | |
| 30 Months | 0.75% | 0.75% | $500 | |
| 36 Months | 1.00% | 1.00% | $500 | |
| 48 Months | 1.24% | 1.25% | $500 | |
| 60 Months | 1.73% | 1.75% | $500 | |
| 72 Months | 1.98% | 2.00% | $500 | |
