A certificate of deposit (CD) is a type of bank deposit account with a guaranteed interest rate for a fixed period of time. Univest gives you the flexibility to choose a term that fits your investment strategy. Univest offers fixed term CD's (7 days through 6 years), flex-rate CD's, flex-term CD's, and the unique 3-D CD. CD's are also available as individual retirement accounts (IRA). You may open most CD's with as little as $500. Please stop by any Univest bank branch to talk over your options with a sales and service representative, or call the Univest Service Center at 1.877.723.5571.
| Certificates of Deposit (CD) - APY**** Accurate As Of February 07, 2012 ****Annual Percentage Yield. Penalty may be applied for early withdrawal. Withdrawal of interest reduces earnings. |
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| Term | Interest Rate | APY**** | Min To Open | |
| 3D-CD - Apply Now | $500 | |||
| Year 1 | 0.35% | 0.35% | ||
| Year 2 | 0.60% | 0.60% | ||
| Year 3 | 1.00% | 1.00% | ||
| Overall APY for CD | 0.65% | |||
| 7 - 31 Days | 0.05% | 0.05% | $2,500 | |
| 91 Days | 0.05% | 0.05% | $500 | |
| 26 Weeks | 0.15% | 0.15% | $500 | |
| 9 Months | 0.25% | 0.25% | $500 | |
| 12 Months | 0.35% | 0.35% | $500 | |
| 18 Months | 0.45% | 0.45% | $500 | |
| 18 Month Fixed IRA | 0.45% | 0.45% | $5 | |
| 18 Month Float IRA | 0.25% | 0.25% | $5 | |
| 18 Month Flex | 0.20% | 0.20% | $500 | |
| 24 Months | 0.60% | 0.60% | $500 | |
| 30 Months | 0.75% | 0.75% | $500 | |
| 36 Months | 1.00% | 1.00% | $500 | |
| 48 Months | 1.24% | 1.25% | $500 | |
| 60 Months | 1.73% | 1.75% | $500 | |
| 72 Months | 1.98% | 2.00% | $500 | |
3-D CD
- Earn a guaranteed rate for each 12-month period at the time of opening.
- Withdraw your money without penalty during a 10-day redemption period at each 12-month anniversary.
- Open with as little as $500 with a maximum of $100,000.
- Apply Now
Special CD Offers
- Varying terms and requirements
- Can be opened at any financial service center.
Fixed Term CDs
- Terms from 7 days to 6 years.
- Can be opened with as little as $500.
Flex-Rate CD
- 18-month savings certificate combines the best features of floating- and fixed-rate investments.
- Rate can change monthly as money market conditions change.
- Gives you the flexibility to earn higher rates as other rates go up.
- Guaranteed that no matter how low current rates may go, the rate of your Flex-Rate certificate will never go lower than the rate in effect when you open your certificate.
Flexible-term CD
- Choose exactly how long you want to invest your money.
- Terms from 9 to 120 month available. Whatever term you choose, you’ll earn a high, fixed rate of interest.
