Rural Housing (RH or USDA) Loans
For customers who want to purchase a home in a designated rural area defined by the USDA and meet home loan program limits set by the USDA based on the area such as annual income.
Up to 30 years
Up to $417,000
Interest Rate Type:
Maximum Loan To Value (LTV):
Primary residences 100% LTV
Principal plus interest
Guarantee fee for use of RH loan paid to USDA
- Down payment not required
- Loans may include closing costs, guarantee fee and other prepaid items
Loans are subject to credit approval and property appraisal.