Rural Housing (RH or USDA) Loans

For customers who want to purchase a home in a designated rural area defined by the USDA and meet home loan program limits set by the USDA based on the area such as annual income.

Loan Terms:

Up to 30 years 

Loan Amounts:

Up to $417,000

Interest Rate Type:

Fixed

Maximum Loan To Value (LTV):

Primary residences 100% LTV

Monthly Payment:

Principal plus interest

Annual Fee:

Guarantee fee for use of RH loan paid to USDA

Additional Features:

  • Down payment not required
  • Loans may include closing costs, guarantee fee and other prepaid items

Loans are subject to credit approval and property appraisal.

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