Lot Loans

A home loan for customers who are interested in purchasing land to build a primary or secondary residence in the next 2 years.

Loan Terms:

24 months maturity then 360 months amortization

Loan Amounts:

Up to $250,000

Interest Rate Type:

Adjustable - fixed interest rate for initial term, adjusting annually thereafter

Maximum Loan To Value (LTV):

Primary and secondary residences 75% LTV

Monthly Payment:

Principal plus interest

Annual Fee:

No annual fee

All lot mortgage loans are subject to credit approval and property appraisal.

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