Conventional Mortgages

Home loans for customers who want to purchase a primary/secondary residence or investment property or refinance their existing mortgage.

Loan Terms:

Up to 360 months

Loan Amounts:

Up to $417,000

Interest Rate Type:

  • Fixed
  • Adjustable - fixed interest rate for initial term adjusting annually thereafter based upon a spread over 1 year LIBOR

Maximum Loan To Value (LTV):

  • Primary residences 95% LTV
  • Secondary residences 90% LTV
  • Investment properties 85% LTV

Monthly Payment:

Principal plus interest

Annual Fee:

No annual fee

Additional Features:

  • Available for use with our one-time construction to permanent loan program with a maximum LTV of 80%
  • Can be combined with a home equity loan or line of credit

All conventional/residential mortgage loans are subject to credit approval and property appraisal.

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