Construction to Permanent Loans

A home loan for customers who are looking to build their own home, as either a primary or secondary residence, with an approved builder.

Loan Terms:

6-month construction loan term with two, 3-month loan extensions available

Loan Amounts:

Up to $1,000,000

Interest Rate Type:

  • Fixed
  • Adjustable - fixed interest rate for initial term adjusting annually thereafter

Maximum Loan To Value (LTV):

Primary and secondary residences 80% LTV

Monthly Payment:

Principal plus interest

Annual Fee:

No annual fee

Additional Features:

5 to 7 scheduled draws

All construction to permanent mortgage loans are subject to credit approval and property appraisal.

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