Today's Rates

Rates as of Tuesday, September 30, 2014

(All quotes below are based on 0.00% points)

Conforming Loans Less Than Or Equal To $417,000

Loan Type Interest Rate 1 APR 2 P & I Payment 3
30 Year Fixed 4.250% 4.301% $983.88
15 Year Fixed 3.500% 3.588% $1,429.77
5/1 ARM 3.625% 3.018% $912.10

Government Loans (FHA and VA)

Loan Type Interest Rate 1 APR 2 P & I Payment 3
30 Year Fixed 3.750% 4.226% $926.23
15 Year Fixed 3.500% 4.075% $1,429.77
5/1 ARM 3.500% 2.916% $898.09

Jumbo Loans Greater Than $417,000

Loan Type Interest Rate 1 APR 2 P & I Payment 3
30 Year Fixed 4.250% 4.271% $3,197.61
15 Year Fixed 4.125% 4.274% $4,848.79
5/1 ARM 3.625% 3.379% $2,964.33

Interest rates and point combinations for additional loan types are available. Rates are subject to change without notice and may vary depending on the loan amount and type of transaction.

1 Displayed interest rates reflect current rates for the loan products noted above for a single family residence, based upon a 45 day lock period with an establishment of an escrow account for property taxes, hazard insurance and mortgage insurance, if applicable. Rates for adjustable rate mortgages (ARMs) are subject to change at the end of their respective fixed rate terms. These rates may be adjusted annually thereafter based upon the index (one-year London Interbank Offered Rate (LIBOR) - for conforming and jumbo and the one-year Constant Maturity Treasury (CMT) for FHA - as published by the Wall Street Journal) plus a margin. This information is accurate as of the date of the latest update and is subject to change without notice. Individual interest rates will vary depending upon loan details such as loan-to-value, credit history, property type and occupancy. Stated interest rates do not constitute an offer to enter into an interest rate or discount point agreement.

2 Rates and APRs for ARMs are subject to change during the loan term. For example, the APR for the 5/1 conforming ARM is based upon a loan amount of $200,000 with a maximum LTV of 75%. The monthly P&I payments $912.10 are applicable for payments 1 through 60 followed by monthly payments of $836.71 for the remainder of the 25 year period.

3 Principal and interest (P&I) payments are based upon the interest rate and term for each loan type, maximum loan to value of 75% and a conforming and government loan size of $200,000 and jumbo loan size of $650,000, respectively.

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