Today's Rates

¹ Displayed interest rates reflect current rates for the loan products noted above for a single family residence, based upon a 45 day lock period with a one percent origination fee and establishment of an escrow account for property taxes, hazard insurance and mortgage insurance, if applicable. Rates for adjustable rate mortgages (ARMs) are subject to change at the end of their respective fixed rate terms. These rates may be adjusted annually thereafter based upon the index (one-year London Interbank Offered Rate (LIBOR) - for conforming and jumbo and the one-year Constant Maturity Treasury (CMT) for FHA - as published by the Wall Street Journal) plus a margin. This information is accurate as of the date of the latest update and is subject to change without notice. Individual interest rates will vary depending upon loan details such as loan-to-value, credit history, property type and occupancy. Stated interest rates do not constitute an offer to enter into an interest rate or discount point agreement.

² Displayed annual percentage rates (APRs) reflect the interest rates plus a one percent origination fee for the loan products described above for a single-family residence. Rates and APRs for ARMs are subject to change during the loan term. For example, the APR for the 5/1 conforming ARM is based upon a loan amount of $200,000 with a maximum LTV of 80%. The monthly P&I payments $777.31 are applicable for payments 1 through 60 followed by monthly payments of $827.45 for the remainder of the 25 year period.

³ Principal and interest (P&I) payments are based upon the interest rate and term for each loan type, maximum loan to value of 80% and a conforming and government loan size of $200,000 and jumbo loan size of $650,000, respectively.