Home Equity Term Loan
For customers who have a specific borrowing need and prefer a fixed rate loan with fixed monthly payments.
Up to 180 months
$5,000 - $350,000 1
Up to 85% of the appraised value on primary or secondary residences
Up to 75% of the appraised value on investment properties
Principal plus interest
No annual fee
- $250 processing fee
- Appraisal fees vary
0.25% Annual Percentage Rate discount on loan interest rates with automatic payment from a Univest checking or savings account
All loan applications are subject to approval. Interest rates vary based on credit score and other credit criteria, including loan to value for home-secured loan requests.
1 Loan sizes in excess of $250,000 require Univest to be in 1st lien position. Investment property loan sizes up to $100,000.