Home Equity Loan

For customers who have a specific borrowing need and prefer a fixed monthly payment.

Terms:

Up to 180 months

Loan Amounts:

$5,000 - $350,000 1 

Collateral:

Up to 85% of the appraised value on primary or secondary residences

Up to 75% of the appraised value on investment properties

Monthly Payment:

Principal plus interest

Annual Fee:

No annual fee

Closing Costs:

  • $250 processing fee
  • Appraisal fees vary

Additional Features:

0.25% Annual Percentage Rate discount on loan rates with automatic payment from a Univest checking or savings account

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All loan applications are subject to approval. Rates vary based on credit score and other credit criteria, including loan to value for home-secured loan requests.

1 Loan sizes in excess of $250,000 require Univest to be in 1st lien position.

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