Visa® Platinum Rewards Credit Card

Univest Visa® Platinum Rewards Credit Card is a credit line ideal for making everyday purchases while earning rewards.

Loan Terms:


Loan Amounts:

$500 - $50,000

Annual Fee:

No annual fee

Additional Features:

Competitive interest rates on cash advances and purchases

Choose how to be rewarded for purchases: 

  • 1% Cash Back Program 1 
  • Gift/Merchandise/Travel 2 

Money can be withdrawn from any ATM machine 3 

Payments can be made through US mail, online at, online bill pay, pay-by-phone or at any Univest Financial Center

Grace period on all purchases

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All loan applications are subject to approval. Interest rates vary based on credit score.

1 Once a year, the month after the anniversary of the cash back service start date, purchase credits are converted to 1% cash and the amount is credited to the customer's monthly statement.

2 Customers receive 1 point per dollar spent on purchases which can be redeemed for gifts, merchandise or travel. 

3 Charges for cash advances or withdrawals are either 3% of the transaction or $5.00 - whichever is greater. This does not include ATM fees imposed from other financial institutions or third-party vendors.  

Banking is just a click, swipe or touch away with Online Banking