Mutual funds offer broad diversification, professional management, convenience, and liquidity. However, with over 14,000 mutual funds available, mutual fund management and assessment can seem daunting, but we're here to help. Not only will a Univest Investments Financial Advisor work with you to determine which mix of funds and mutual fund types work best for your specific financial objectives, you can leave the assets management up to us.
Exchange Traded Funds (ETFs)
An exchange traded fund (ETF) is an investment vehicle that combines key features of traditional mutual funds and individual stocks. Like index mutual funds, ETFs represent diversified portfolios of securities that track specific indexes. Like stocks, they can be bought and sold on an exchange throughout the trading day. In addition to trading flexibility, ETFs include instant portfolio diversification, tax efficiency, and transparency of cost and holdings.
Fixed income investments such as Government Bonds, CDs, Municipal Bonds, and Corporate Bonds can provide higher levels of income compared to traditional bank products and stability to a well-diversified investment portfolio. These types of investments have been especially popular for individuals looking for a balance of safety and higher levels of income.1
One of the best-known ways to invest, stocks are commonly used to generate long-term capital gains and growth within an investor's portfolio. Dividend paying stocks can add an income element to your portfolio, are often used in conjunction with fixed income securities to lower volatility, and increase your cash flow.
Annuities, in general, are long-term investments backed by an insurance company designed to provide tax-deferred accumulation of wealth. They come in several varieties such as fixed, indexed, and variable and can provide optional benefits such as a broad selection of investment choices, guaranteed death benefits, and even a guaranteed stream of income for the rest of your life to protect against the possibility of outliving your assets.2 When it comes to investment asset management, Univest is always your best solution.
Securities and insurance products are offered through Univest Investments, Inc., Member FINRA and SIPC, a licensed subsidiary of Univest Corporation of Pennsylvania. They are not FDIC insured, are not a deposit of or bank guaranteed, and are subject to risks, including possible loss of principal amount invested.
1 Bond prices will fluctuate in value and may be worth more or less than the original value if sold prior to maturity.
2 Guarantees are based on the claims paying ability of the issuing insurance company.