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Univest Investments, Inc. is a full service investment firm specializing in retirement planning, financial planning and investment management. With a personal approach to business, we believe building and preserving solid partnerships with our clients is an important aspect of investing.
As a Univest Investments client, you will benefit from our range of investment solutions, capabilities and experience normally found at larger investment firms. As your trusted strategic partner serving your best interests, our advisors will develop and implement customized solutions to address your financial and investment needs now and in the future.
Mutual funds offer broad diversification, professional management, convenience, and liquidity. However, with over 14,000 mutual funds available, mutual fund management and assessment can seem daunting, but we're here to help. A Univest Investments Financial Advisor will work with you to determine which mix of mutual funds may work best for your specific financial objectives and goals. Your financial advisor will be there to help you along the way to help you monitor your portfolio should your situations or needs change.
Exchange Traded Funds (ETFs)
An exchange traded fund is an investment vehicle that combines key features of traditional mutual funds and individual stocks. Like index mutual funds, ETFs represent diversified portfolios of securities that track specific indexes. Like stocks, they can be bought and sold on an exchange throughout the trading day. In addition to trading flexibility, ETFs can help provide portfolio diversification, tax efficiency, and typically lower management fees.
Fixed income investments such as Government Bonds, Certificates of Deposit, Municipal Bonds, and investment grade Corporate Bonds can provide higher levels of income compared to traditional bank products and stability to a well-diversified investment portfolio. While they do carry a higher level of risk, these investments can be beneficial for individuals looking for a balance between safety and potentially higher levels of income.1
As one of the most well known ways to invest, stocks are commonly used to generate long-term capital gains and growth within an investor's portfolio for individuals with an appropriate risk tolerance. Dividend paying stocks can add an income element to a portfolio and are often used in conjunction with fixed income securities to help lower volatility, and increase cash flow.
Annuities, in general, are long-term investments backed by an insurance company designed to provide tax-deferred accumulation of wealth. They come in several varieties such as fixed, indexed, and variable and can provide optional benefits such as a broad selection of investment choices, guaranteed death benefits, and even a guaranteed stream of income for the rest of your life to protect against the possibility of outliving your assets.2
1) The value of a bond will fluctuate and may be worth more or less than the original amount invested if sold prior to maturity.
2) Guarantees are based on the claims paying ability of the issuing insurance company.
Securities and insurance products are offered through Univest Investments, Inc., Member FINRA and SIPC, and a licensed insurance agency. Univest Investments, Inc. is a licensed subsidiary of Univest Corporation of Pennsylvania. Securities and insurance products offered are not FDIC insured, are not a deposit of or bank guaranteed, and are subject to risks, including possible loss of principal amount invested.