Blue Checking Account
For customers who are looking for fee free checking.
Checking Account Features:
- $50 minimum to open
- No minimum balance requirement
- No monthly service fee
- Customers age 55 or better receive free Univest style checks
- Free use of Univest ATMs1
- Courtesy overdraft limit of $750 2
- 0.25% Loan rate discount 3
Open an account online by clicking the open now button below.
1 This does not include surcharges imposed from other financial institutions or third-party vendors. There is a $1.50 foreign ATM transaction fee for use of non-Univest ATMs.
2 Courtesy overdraft limits are available on new checking accounts after 30 days of account opening if the account has remained positive for the full 30 days. When there are insufficient funds in the account, we may, at our discretion, use the courtesy overdraft limit to pay checks, automatic bill payments and recurring debit card transactions. ATM and debit card transactions are not covered under the courtesy overdraft limit. Overdraft limits can be applied to ATM and debit card transactions when you have opted in to having those transactions covered. By opting in, you authorize Univest to use the courtesy overdraft limit to pay ATM and everyday debit card transactions when there are insufficient funds in your account. You may opt out of this service at any time by contacting your local Univest Financial Center. By opting out, you can still overdraw your account and incur fees. Overdraft fees apply whether we pay an item using the courtesy overdraft limit or return an item for insufficient funds. Fees include a $35 per item fee. The bank can remove your courtesy overdraft limit at its discretion. We expect you to bring your account to a positive balance. If the account has a negative balance after 15 consecutive calendar days, a notification will be sent to you requesting payment and will recommend you contact the bank to discuss and set up a payment plan. If, after 30 consecutive calendar days, your account has not been brought to a positive balance you will be notified that the account will be closed in 10 calendar days.
3 Requires automatic payments from a Univest checking or savings account. The 0.25% loan discount excludes mortgages and credit cards.