A local bank with ties to the community. A loyal partner that understands the peaks and valleys of your small business and is committed for the long term. An institution that has been lending to local Main Street businesses for 135 years.
Our focus remains on how we can continue to help our Main Streets thrive. We're not changing our approach to business. We continue to invest in and support the small businesses that help strengthen our neighborhoods and fuel our local economy. Our experienced business bankers live and work in the communities we serve, making them uniquely qualified to understand your business needs and provide the best combination of financial solutions to help your business grow and succeed.
We recognize that business isn't always about trying to get to the next level - sometimes it's about making sure the current level is stable and solid. This is why we are committed to providing the expertise, flexibility and tools you need to manage every aspect of your business more efficiently.
LENDING SOLUTIONS
Univest offers a complete range of lending solutions for your business - all featuring competitive rates, flexible terms and quick decisions on credit requests up to $100,000. Meet with one of our personal business bankers to determine which lending solution is best for you and your business.
When you apply for credit with Univest, you will receive:
- Competitive interest rates
- Credit decision within one business day1
Business Loans and Lines of Credit
Univest offers a variety of business borrowing solutions to meet your needs. Whether you are purchasing commercial real estate, refinancing an existing commercial loan or looking for ways to improve cash flow, your personal business banker will work with you to determine the best solution for your business. Learn More
Univest Visa® Business Credit Card
With credit lines up to $50,000 and no annual fee, the Univest Visa® Business Credit Card provides you with a convenient way to pay for everyday business expenses while earning points for gifts, merchandise and airline miles. Learn More
SBA Programs
The Small Business Administration (SBA) offers a variety of loan programs to assist small businesses. Learn More
BUSINESS CHECKING SOLUTIONS
Whether you're just starting your business or have been around for generations, Univest offers a variety of business checking accounts designed to save you time and money. Compare business checking accounts
CASH MANAGEMENT SOLUTIONS
Cash Management is essential to running any business. We offer a full range of innovative cash management products and services that can help you succeed by giving you more time to do what you do best - run your business.
Merchant Services
Consumers today are using credit and debit cards more than ever to make purchases. Univest's Merchant Services provides you with a customized payment processing solution that fits your unique business and enables you to accept the forms of payment your customers want to use, while simplifying your business operations and increasing your revenue. Learn More
Onsite CheckPass®
Make deposits without making a trip to the bank. Univest's Onsite CheckPass® is an easy, cost effective and convenient remote deposit solution for your business. It streamlines the entire bank deposit process, so that you can make your check deposits right from your desktop. Learn More
EMPLOYEE SOLUTIONS
At Univest, we know how important your employees are to your business. Improve your company's benefits program with services your employees can use - without affecting your bottom line. Learn More
For more information on our Main Street Business Banking products and services, please call the Univest Service Center at 1.877.723.5571 or stop by one of our financial service centers.
1For requests of $100,000 or less, a credit decision is normally made within one business day from receipt of a completed application.
2Items include deposit tickets, checks paid, checks deposited and ACH debit.
3You do not need to request this limit as it is given to qualified account holders in qualified accounts automatically; however, you may opt out of this service at the time you open your account or discontinue it at any time by contacting any Univest Financial Service Center.
