Financial Advice
There are certain basic tenets of smart investing:
- No matter how old you are, start investing today.
- Be sure to consider both long-term investment goals like retirement and short-term needs like enough savings to pay for unexpected expenses.
- Pay down your debt, especially credit cards.
- Develop a budget you can live with, and make investments an item in your budget.
- Invest regularly. Investing the same amount every month (dollar cost averaging) will get you to your goal faster than occasionally investing larger sums.
- Don’t put all your eggs in one basket. Diversify your investments to reduce risk and increase overall return.
- Take advantage of tax-deferred investments, including 529 college savings accounts, IRAs, 401(k) or 403(b) retirement plans offered by your employer, and annuities.
- Make sure to protect your assets and income with adequate insurance.
If you want more help than this, good—you’re ready for Univest. Because while everyone should follow investing basics, developing a long-term investment plan is a very personal matter that requires a one-on-one relationship. Univest employs a team of experienced, qualified advisors to help you make the most of your investments and achieve your life’s financial goals. They share dedication to personal service and attention, and a commitment to integrity above all. Meet them here.
For more information or to speak to a Financial Advisor, email, call 215.721.2112 or visit any one of our convenient Financial Service Centers located throughout Bucks and Montgomery Counties.
Securities and insurance products are offered through Univest Investments, Inc., Member FINRA and SIPC, a licensed subsidiary of Univest Corporation of Pennsylvania. They are not FDIC insured, are not a deposit of or bank guaranteed, and are subject to risks, including possible loss of principal amount invested.