Insuring Where You Live
Homeowners Insurance
Homeowners Insurance protects you if your home or belongings are destroyed or damaged because of fire, robbery or other perils. Depending on the coverage you choose with the help of your Univest agent, your Homeowners policy can pay for repairs to your home, replacement of your belongings and your family's living expenses while you cannot stay in your home. Additional coverage is available for valuables or collectibles, including antiques and jewelry.
If you own a vacation home, Univest can also provide insurance for your second home.Renters Insurance
If you rent your home or apartment, your landlord is responsible for insuring the building, but your personal property is your responsibility. It's common for renters to own thousands of dollars' worth of personal property. Renters Insurance protects you from loss in case of fire, theft or other perils.
Condominium Insurance
If you own a condominium, your condo association may pay for insurance on the building, but you will need to purchase Condominium Insurance to protect your personal property and any improvements that you make to your unit.
Flood Insurance
If your home is in an area covered by the National Flood Insurance Program -- that is, an area that the government has determined is prone to flooding -- Univest Insurance can help you purchase the flood insurance coverage you need.
Personal Excess Liability and Umbrella Coverages
If you lose a lawsuit over damage or injury caused on your property or by your automobile, your Homeowners or Auto Insurance liability coverage may pay for the judgment. However, if the judgment exceeds your coverage limit, you are personally liable for it. Umbrella and Excess Liability policies provide additional coverages in case the judgment is more than your underlying policy limits. A Univest expert can help you decide if you need this coverage. We work with a number of carriers that provide it.
Insurance products offered through Univest Insurance, Inc., a licensed insurance agency affiliate of Univest Corporation, are obligations of and underwritten by unaffiliated insurance companies. They are not insured by the FDIC or any other agency of the United States and are not deposits of or guaranteed by any bank. The purchase of insurance is not a condition of any banking product or service and will not affect credit decisions.