On The Move
Your future's coming up fast. Make the right investments and prepare for the journey ahead.
Good vs. Bad Debt
Chances are, if you took out a student loan for college, you are still paying it off. If this is the only debt you’re still paying off, consider yourself lucky. Not all debt is bad, though. If you budget your living expenses and are making a reasonable salary compared to your purchases, you will be able to pay off loans and debt in a reasonable amount of time. Debt from mortgage and student loans is normal—and very common among the recently post-college grads. What you must be careful about is owning too many credit cards and overspending on all of them. Budget your spending on the plastic and put the money towards the more important uses. Maybe choose only one or two cards to keep and cut up the rest. This will stop temptation to pay off one card with another and it will also give you less combined interest from all the credit cards.