Driving? Keep Your Focus on the Road
Christine D. Lightfoot, Senior Vice President, Univest Insurance, Inc.
A driver talking on a cell phone is four times more likely to be in a crash. Cell phone use poses a much higher risk than other distractions, such as conversations with passengers. These tips can help keep you safe.
Marcellus Shale:
What You Should Know
Gary E. Brown, Senior Vice President and Senior Financial Advisor, Univest Bank and Trust Co.
The discovery of natural gas in the Marcellus Shale formation coupled with advanced technologies to extract it has resulted in significant financial and economic opportunities in the region. But there are also abundant challenges.
Retirement Ready: You Can Manage Debt and Still Retire
T. Wesley Remmey, Financial Advisor, Univest Investments, Inc.
Prior to 2008, retirement was an eagerly anticipated milestone for many people. The state of the economy, however, changed that. Although retirement is still possible for many, there are caveats.
Sale of Paper
Savings Bonds Ends
Louis P. Spinelli, Executive Vice President and Director of
Consumer Strategy & Delivery, Univest Bank and Trust Co.
The U.S. Department of the Treasury ended the sale of paper savings bonds at financial institutions, effective Dec. 31, 2011. But savings bonds are not going away.
Home Affordable Refinance Program (HARP)
Ed Hughes, President, Mortgage BankingIf you are current on your mortgage but have been unable to refinance because the value of your home has declined, you may be eligible to refinance through a U.S. government program known as HARP.
Ensuring Your Safety Online
Eric W. Conner, Senior Vice President and E-Commerce and Retail Services Director, Univest Bank and Trust Co.Protecting your confidential information has always been a top priority at Univest Bank and Trust Co., especially when you use online banking. As more and more people and businesses manage their finances online, the fight against Internet fraud grows stronger.
