'Tis the Season for Giving

As the year comes to a close, we wanted to ask you, our customers and community members, which local nonprofit deserves our financial assistance. Through our Caring for Community Giveaway, we will randomly award $5,000 to a deserving, local, nonprofit organization nominated by the members of the community it serves.

Helping Employers Save Money on Health Care Costs

Ron Flaherty, President, Univest Insurance, Inc.

In October, Univest Insurance, Inc. announced a partnership with Liazon, which brings the award-winning Bright Choices^® Exchange to its clients. With the Bright Choices Exchange, employers can set predictable budgets for their benefits, helping businesses save an average of 10% to 30% on health care costs in the first year alone.

Benefits of a Year-End Portfolio Review

Edward Clewell, AAMS, Vice President and Senior Financial Advisor, Univest Bank and Trust Co.

As the year-end approaches, this is a good time to review your investment portfolio. It is important to maintain the desired risk and return levels and asset allocation in your portfolio.

Surviving a Disaster – Lessons from Sandy

Philip C. Jackson, President, Corporate Banking, Univest Bank and Trust Co.

We at Univest hope that as we send you this publication you are well under way with the recovery from the largest hurricane to reach the northeastern part of our country. We also hope that the impact on you was minimal, but more important, know that we are here to help you and our community in this time of need.

Getting a Mortgage After a Natural Disaster

Ed Hughes, President, Mortgage Banking, Univest Bank and Trust Co.

Many homeowners were affected by Hurricane Sandy. But how does the storm affect those people who are in the midst of, or considering, buying or refinancing a home?

Ensure Your Safety Online

Jay Francis, Vice President and Corporate Security Officer, Univest Corporation