In Search of Credit?

Hugh W. Connelly, CFA, Univest Capital, Inc.

As a customer of Univest, many of you know you can come to the bank and apply for credit. Did you also know that Univest Bank and Trust Co. owns an alternative lending company – Univest Capital, Inc. – that provides equipment financing to businesses in all 50 states?

In these challenging economic times, alternative lenders have become another option. In fact the national approval rate according to the June Biz2Credit Small Business Lending Index for alternative lenders was 62.9% compared to 47.5% for community banks and 11.1% for big banks.

At Univest Capital, our approval rate is nearly 75%. This success comes from our focus on our customers. Our goal is to help businesses grow at a comfortable pace, manage cash flow, preserve lines of credit and keep up with current technologies. Our expertise and open communication can assist with almost every purchasing situation for nearly every type of industry. And we can deliver 100% financing and flexible terms. In addition to providing straightforward service backed by a strong lending tradition, we take pride in our ability to turn approvals around quickly.

So, if your small business is seeking a credit solution, consider applying at Univest Capital. Our lease financing experts will work with you to find the best solution for your company’s needs. To get started, contact a Univest Capital representative at 267-704-5002 or email

Univest Capital, Inc. is a direct subsidiary of Univest Bank and Trust Co.

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