Regular Business Checking

For businesses who keep larger balances, have moderate transaction activity and want to minimize account fees by level of activity and balance.

Account Features:

  • $10,000 minimum business checking balance or $25,000 average outstanding Business Timeline balance or $50,000 combined minimum balance in related business savings and business money market accounts required 1 
  • Monthly service charge of $20 if balance requirements are not met
  • 500 free items per monthly statement cycle 2 
  • Courtesy overdraft limit of $2,000 3 

Additional Features/Benefits:

  • Debit MasterCard BusinessCard® with access to MasterCard Easy Savings Program
  • Free Basic Online Business Banking
  • Free Online Bill Pay
  • Free e-Documents
  • Bank by Phone, for those without Internet access
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1 Primary on business accounts must be the same in order to offset fees.

2 $0.50 for each item over 500.  Items include deposit tickets, checks paid, checks deposited and ACH debits.

3 You do not need to request this limit as it is given to qualified business account holders automatically; however, you may opt out of this service at the time you open your business account or discontinue it at any time by contacting any Univest Financial Center.