What's the difference between a community bank and a supersized one? A deeper understanding and appreciation for the communities we serve, for one thing. For more than 130 years, Univest National Bank and Trust Co. has built our reputation on serving families and businesses in this region with the personal commitment, flexibility, and banking expertise required to meet your custom needs during changing economic times.

Unlike our supersized competitors, we believe in more than spreadsheets and bottom lines. We believe in meeting the needs of our communities – helping infuse money into the local economy, keeping our businesses strong, our customers employed and our communities thriving.

That's why we have created the "Believe in Local" Kit (a $100 value) –
exclusively available to all new Univest customers.

Here is how the program works:

1. SWITCH TO UNIVEST. Click here for information on branch locations, or our switch
   by phone, switch by web options.
2. As soon as you become a Univest customer, we will provide you with a "Believe in Local" Kit.*
3. Included in the kit, you will find a check list of approximately 33 local merchants located in southeastern Pennsylvania, separated by 4 categories including:

• Home & Basics
• Luxury & Leisure
• Fine Dining
• Entertainment

4. Select one merchant from each of the four categories.
5. As soon as you select these merchants and hand the partner check list to your Univest Financial Services Representative, they will give you four $25 Believe in Local gift certificates (one gift certificate per category) to be redeemed at the merchants of your choice.

It's that simple. $100 towards local purchases. It's just another way of keeping our word. It's just another way of giving back to you and the local community.

Click on a category for a full listing of our "Believe in Local" partners.